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    方仁055主页 >> 文章 >> 生活絮语 >> 浏览信息《您的家庭资产达247万吗?》

    生活絮语 | 评论(2) | 阅读(2256)
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    星期三   晴天 
    主题 您的家庭资产达247万吗?

    您的家庭资产达247万吗?
    兴化市楚水小学  於以华 

       中国网201251602:59报道,城市家庭资产平均247 。不少网友大呼拖后腿。不知您是否有同样的感受? 
        昨天是国际家庭日,网友们讨论最多的是一份《中国家庭金融调查报告》。据悉,该报告是西南财经大学中国家庭金融调查与研究中心发布的,基于全国25个省、80个县、320个社区共8438个家庭的抽样调查数据汇总分析形成,涉及家庭资产、负债、收入、消费、保险、保障等各个方面的数据。
        报告显示,截至20118月,中国家庭资产平均为121.69万元,城市家庭平均为247.60万元,农村家庭平均为37.70万元。 
         城市家庭中,金融资产11.2万元、其他非金融资产145.7万元、住房资产93万元,负债10.1万元、净资产237.5万元。相应的农村家庭数据为3.1万元、12.3万元、22.3万元、3.7万元、34万元。
       
    城市家庭人均资产高达200万元,看到这个数据,许多城市市民的第一个反应是自己被平均了。不知您是否也有同样的感受?
        那造成这样的原因是什么呢? 
        中国家庭金融调查与研究中心主任甘犁坦言,抽样调查的样本里,非常有钱的人很多,资产最多的10%家庭占全部家庭总资产的比例高达84.6%。这样一来,平均数就拉高了。我们还有个数据比较准确,那就是看中位数,比如城市家庭资产的中位数仅40.5万元,与平均数247.60万元差距悬殊。
       甘犁认为,平均数和中位数都有意义,平均数反映了社会财富,中位数反映了收入的分布,两者一比较能看出,我国现在家庭收入差距非常大。
        可见,如何深入推进收入分配制度改革,进一步提高中低收入家庭的收入应是当前政府任重道远的任务。
        但愿下次类似报告中的平均数与中位数差距能不断缩小,更希望我们早日步入中等收入家庭乃至高收入家庭!

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    方仁055 发表于:2012-5-16 20:00:02

    评论 

    当数据不是正态分布时,这个统计数值无意义。只体现了中国社会的高速发展

    石颖娜 发表于:2012-5-17 14:30:13

    评论 

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